Risk Management & Insurance

“Life is like a box of chocolates. You never know what you’re gonna get” (Forrest Gump (Tom Hanks))

Risks are a critical part of life. There are a broad range of risks that we face each day in our lives. Our duty is to assist you in manage risks that will result in a possible loss together with no identifiable benefits . Unemployment and Death are part of this category.  Speculative risks are whereby your capital may result in a gain or loss like gambling and new start-up business.

One way of managing risk of your investments is with a diversified portfolio, not putting all your eggs in one basket. At the same time, if you have a high level of debt, we provide personal insurances to ensure your liabilities are managed.

Insurances are a critical part of risk management. These policies will protect your assets or job in case you fall ill and provide a sense of security to your family and immediate members like you spouse or children. As financial advisers, we identify your needs and provide you with an analysis of the recommended insurances.